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Method of transmitting electronic signature during

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专利名称:Method of transmitting electronic signature

during a financial transaction

发明人:Natarajan Ramachandran申请号:US12290885申请日:20081103公开号:US07712656B2公开日:20100511

专利附图:

摘要:A transaction apparatus () includes a multifunction card () and a portableterminal (). The multifunction card includes and a programmable memory (). Theprogrammable memory is used to store indicia corresponding to account data from a

plurality of conventional magnetic stripe cards. The programmable memory furtherincludes signature data representative of user-identifying signature. The signature datacan comprise a scanned user-identifying written signature. A user can operate theapparatus to select one of the accounts stored in memory. The user can also use theapparatus to transmit the signature data via wireless communication during a transaction.The transmitted signature data can be compared to an actual user signature written onan electronic signature pad for a determination of correspondence.

申请人:Natarajan Ramachandran

地址:Uniontown OH US

国籍:US

代理机构:Walker & Jocke

代理人:Ralph E. Jocke,Daniel D. Wasil

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